From Fear to Freedom—Managing God’s Resources for True Financial Peace
Have you ever felt trapped by your finances?!?
So overwhelmed that you wanted to bury your head in the sand and hope the stress just disappears? Maybe the mounting bills or the ever-growing list of expenses leave you feeling stuck, scared, or even ashamed. Money is one of those things that can feel like it’s always slipping out of our hands, no matter how hard we try to hold on.
Managing Money
But here’s the truth: You don’t have to live in fear. There is hope, and that hope is rooted in understanding a powerful truth—everything we have belongs to God. All the money, all the resources—they are His, and He’s entrusted us with managing them. We don’t have to carry the burden alone. Instead, we get to partner with God in managing money and the resources He has so generously given us.
Why You Feel Stuck
For many of us, the only financial progress we track is how much debt we’ve managed to pay off. The less debt, the better, right? And if you’re one of the lucky few who’s managed to eliminate all your debt, you might feel like you’ve “won” at the money game. But is that really the whole picture?
While eliminating debt is a significant milestone, it’s not the only one. Focusing solely on debt misses the bigger truth about our role as stewards. Life is about so much more than tracking what you owe—it’s about managing all that God has entrusted to you. This is where the concept of AUM (Assets Under Management) comes in.
What Is AUM?
Bob Lotich explains this in Chapter 2 of Simple Money, Rich Life, and it’s a game-changer when it comes to understanding financial stewardship from a Biblical perspective. AUM (Assets Under Management) helps us track the full picture of what God has given us to manage.
Here’s how you can calculate your own AUM:
- List your assets – This includes everything you own: your house, cars, retirement accounts, savings, and even smaller things you may overlook.
- List your debts – Include mortgages, car loans, student loans, credit card balances, and any other financial liabilities.
- Subtract your debts from your assets – The result is your AUM—God’s resources under your management.
Once you have that number, date it, and then come back to it every six months or once a year to reassess. This helps you stay accountable, aware, and intentional about the way you handle God’s assets.
It’s Not About Perfection—It’s About Faithful Stewardship
Managing your AUM isn’t about hitting a magical number or making everything perfect overnight. It’s about being faithful with what God has entrusted to you. A good manager doesn’t ignore the things they’re responsible for—they pay attention, plan, and invest wisely.
If we focus on managing God’s resources with care, our financial picture changes. It’s no longer about whether we have more or less debt, but about how we are stewarding every gift, every dollar, every opportunity God gives us.
Ready for a Change? Join Us for True Financial Freedom
If the thought of managing God’s resources with freedom and clarity sounds like a breath of fresh air, I invite you to join our True Financial Freedom class. Over six weeks, my husband Matt and I will help you understand how to align your finances with God’s will, break free from stress, and move toward financial peace and purpose.
Together, we’ll cover everything from building hope and vision for your financial future to simplifying your money system and making a lasting kingdom impact. It’s part teaching, part Bible study, and part hands-on workshop, and it’s designed to empower you to live out God’s calling—without the weight of financial fear.
So, if you’re tired of feeling stuck or afraid and ready to step into a life of freedom, sign up today. Your journey to true financial peace is just a click away!
